Buckingham Palace calls in lawyers over the sale of ‘intrusive’ and ‘insensitive’ fake A.I. generated books about King Charles’ cancer diagnosis which are being sold on Amazon | Daily Mail Online

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All the books identified by the MoS were penned by unknown authors and uploaded onto the Amazon site and via the site’s self-publishing platform.

There is no way of verifying the names of the individuals who claim to be the authors and Amazon last night refused to disclose their identities.

From: Buckingham Palace calls in lawyers over the sale of ‘intrusive’ and ‘insensitive’ fake A.I. generated books about King Charles’ cancer diagnosis which are being sold on Amazon | Daily Mail Online.

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Instant Debit Payments: The Next Phase of Real-Time Payments – PaymentsJournal

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Everlane, a clothing store, has also found a way to encourage consumers to pay without the debit card option. It’s an alternative payment method known as “Catch” that enables customers to pay through their bank account. When Catch is used as a payment method with Everlane, the customer earns store credit that can be used for any future purchases. Tavilla explains that although this is a niche option, a use case certainly exists.

From: Instant Debit Payments: The Next Phase of Real-Time Payments – PaymentsJournal.

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eIDAS 2.0 and the EU Digital Identity Wallet | Tink blog

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The EU Digital Identity Wallet has the potential to change the digital payments landscape in Europe. In the end, EUDIWs may replace ID cards, virtually eliminating the need for physical documents like passports, visas, or boarding passes. In short, the EUDIW could make both shopping and travel far more seamless than ever before. And at Tink, we can see how this leads to more widespread adoption of seamless and secure payment options like Pay by Bank – options that will be even easier to use with the coming digital identity wallets.

From: eIDAS 2.0 and the EU Digital Identity Wallet | Tink blog.

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Online anonymity: study found ‘stable pseudonyms’ created a more civil environment than real user names

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What matters, it seems, is not so much whether you are commenting anonymously, but whether you are invested in your persona and accountable for its behaviour in that particular forum.

From: Online anonymity: study found ‘stable pseudonyms’ created a more civil environment than real user names.

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US fraud losses top $10bn in 2023: FTC – GlobalData

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US consumers lost more than $10bn billion to fraud in 2023, a record high and up by 14% y-o-y. Consumers reported losing more money to investment scams—more than $4.6bn—than any other category in 2023. That amount represents a 21% increase over 2022. The second highest reported loss amount came from imposter scams with losses of nearly $2.7bn. In 2023, consumers reported losing more money to bank transfers and cryptocurrency than all other methods combined.

From: US fraud losses top $10bn in 2023: FTC – GlobalData.

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JPMorgan Chase Customer’s Life Savings Swiped in Sophisticated Scam – Why Apple Is Abruptly Deleting Apps in Response – The Daily Hodl

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The phone number on her caller ID matched the number on the back of her Chase debit card – but the caller was a scammer who convinced Grimes to transfer her money to another account.

From: JPMorgan Chase Customer’s Life Savings Swiped in Sophisticated Scam – Why Apple Is Abruptly Deleting Apps in Response – The Daily Hodl.

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FORBES Real Names Are Not A Solution To Online Fraud, Hate And Misinformation

When people read about the scale of online deception—and there are new stories that illustrate the scale of the problem every single day—their antural reaction is to call for some form of internet passport and to demand that discussion need to show the real name of the participants. Even setting aside for a moment the problem of decided what “real” means in this context, this view is misguided. Real names don’t fix anything, but real reputations do.

 

 

 

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What matters, it seems, is not so much whether you are commenting anonymously, but whether you are invested in your persona and accountable for its behaviour in that particular forum. There seems to be value in enabling people to speak on forums without their comments being connected, via their real names, to other contexts. The online comment management company Disqus, in a similar vein, found that comments made under conditions of durable pseudonymity were rated by other users as having the highest quality.

From: Online anonymity: study found ‘stable pseudonyms’ created a more civil environment than real user names.

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I wrote this in 2007.

We need to build general-purpose identity solutions that can cope with these kinds of one-the-fly, transient and even pseudonymous identities as well as persistent identities.  That’s why I think the right digital identity models are those in which the industrial age one-to-one mapping between the person and an identity is understood as a niche and not as the paradigm.  As was well-put on Ideal Government recently, multiple identities are part of the solution, not part of the problem of information age identity.  As Sam Smith says, “one account and one account only for individuals mandates total transparency from the citizen. It requires complete faith in government. It discourages any transparency on the part of that Government. That’s not very balanced, is it?”

From Age vs. identities – Consult Hyperion.

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However, very large online platforms identified under the Digital Services Act, like Google and Facebook, will have to support the wallet for logging into their service.

From EU institutions prepare to negotiate the European Digital Identity – EURACTIV.com:

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The MEPs also clarified the relationship with the EU General Data Protection Regulation. They included the right for users to use pseudonyms to protect their personal data when there is no legal requirement for identification.

From EU institutions prepare to negotiate the European Digital Identity – EURACTIV.com:

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216M Reasons Mango, LensCrafters, Worldline Bet on Metaverse

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As technology advances, the metaverse is growing, offering immersive experiences, social connectivity, and economic opportunities.

Embracing the same sentiment, Spanish retailer Mango has entered the realm of Roblox, solidifying its dedication to innovation and the development of an ecosystem that provides customers with experiences, products, and services across physical, digital and virtual domains.

From: 216M Reasons Mango, LensCrafters, Worldline Bet on Metaverse.

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The Dark Side of the $100 Bill – Mother Jones

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In October, $2.33 trillion worth of banknotes were in circulation, more than triple the amount two decades ago. This is a testament to the effectiveness and innovation of the Treasury Department’s Bureau of Engraving and Printing, which runs the Fort Worth site. But in another way, this apparent success story is alarming, because it highlights how incurious officials (including lawmakers with oversight authority) have almost always failed to ask two key questions: Where are all these dollars going? And who’s using them? Because they’re not being used by ordinary Americans, and they’re not in the United States.

From: The Dark Side of the $100 Bill – Mother Jones.

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Bank officials have made various suggestions about who is using all these banknotes, normally derived from macroeconomic theories, but they rarely tackle the obvious explanation: The primary customers for their product are criminals, and the explanation for rising demand is a growing criminal economy.

From: The Dark Side of the $100 Bill – Mother Jones.

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