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When a customer authorizes an agent to make purchases, Stripe provisions an agentic network token from Mastercard or Visa scoped to the customer’s intent and shares it with the agent. The agent can then use these tokens across any seller accepting agentic payments and anywhere Mastercard or Visa is accepted. The network then handles secure credential translation, verification, and authorization. This allows agents to vault agentic network tokens with Stripe once and use them across multiple sellers in alignment with the customer’s intent.
Agentic network tokens function similarly to card-on-file network tokens: payment networks automatically map the agentic network token to the latest FPAN when sending authorization requests to the issuers. They also add additional information in the authorization message for the issuers to make informed authorization and provisioning decisions, and manage disputes and fraud.From: Supporting additional payment methods for agentic commerce.
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