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The director of the digital currency research institute of the central bank, Mu Changchun indicated before that users just need to download and register on an app implementing DCEP, no need to go to any commercial banks to signup and complete “real-name” registration.
On the app, users can just enter their nicknames and passwords to become a category 4 user that enables daily micro-payments. But if users need to use the services from the wallet above category 2, users would need to input more information such as real name, ID card number or bank accounts.
From DCEP: New World Currency?:
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