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Google believes that the digital wallet can serve as a digital hub for all manner of personal credentials.

From Shopify Launches Rewards Program for Users of Shop Pay:

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Another study, by economists Shakked Noy and Whitney Zhang, gave people writing tasks. Half of them had access to ChatGPT, half did not. Again, it was the least skilled people who enjoyed the biggest benefits.

From Will ChatGPT be Homer Simpson’s salvation? | Financial Times:

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Brynjolfsson and his colleagues found that the chatbots helped — workers solved very slightly more of their customers’ problems, and they did so 14 per cent more quickly. And the chatbots were not skill-biased: the best, most experienced agents experienced no benefit from the chatbot, while the least experienced and skilled workers resolved 35 per cent more queries per hour. Those inexperienced workers also learnt and improved more quickly than those without access to the chatbot.

From Will ChatGPT be Homer Simpson’s salvation? | Financial Times:

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But it’s the third insight that most intrigues me: different technologies tilt the playing field in different directions. The spreadsheet multiplies the skills of an expert user, but the satnav is different; it is an alternative to expertise.

From Will ChatGPT be Homer Simpson’s salvation? | Financial Times:

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It means that for most people, most of the time, in the not-too-distant future, their financial decisions, transactions and analysis will be performed by bots operating under relevant duty of care legislation with the co-ordinated goal of delivering financial health.

From The Impact Of ChatGPT And Open Banking Cannot Be Underestimated:

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It’s expected that the market will have clear winners and losers in 2023, and by the end of 2024, nearly everyone will fall into one of two buckets: acquirer or acquired.

From The State Of Identity Is Rapidly Evolving:

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The findings indicate that AI marketing efforts affected brand experience, brand preference, and repurchase intention. Among AI marketing efforts, information, accessibility and customization exerted influences on brand experience, while interaction had no significant impact on it.

From The role of artificial intelligence in consumers’ brand preference for retail banks in Hong Kong | SpringerLink.

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A data trust that is set up as a fiduciary for the data providers could make it much easier for firms to safely share data by instituting a new way for governing the collection, processing, access, and utilization of the data.

From “Data Trusts” Could Be the Key to Better AI.

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At least one Apple procurement employee has told a component supplier that they are optimistic about the headset’s success, suggesting it could follow the trajectory of the AirPods, whose shipments roughly doubled in size each year between 2017—their first full year on the market—and 2020, according to a person who spoke to the employee.

From Apple’s Learning Curve: How Headset’s Design Caused Production Challenges — The Information:

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Rather than heralding the demise of the metaverse, generative AI may well prove to be its catalyst, fueling accelerated development in extended reality technologies on the part of both metaverse platforms and metaverse citizens.

From Don’t Count the Metaverse Out — The Information:

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