Category Archives: Uncategorized

I happened to be reading Instrument Change 2013-2018E Cash down 33% Check down 50% Credit Card up 64% Debit Card up 48% Electronic up 62% I think that as a longer-term guide these figures are misleading, because I am convinced they underestimate the impact of instant payments. If the US banks are sucessful with Zelle,Continue reading “POST Will payment trends continue?”

As I have long maintained, taxis are the prosaic benchmark for a mass-market payment technology. If you can pay with it in a cab, then it’s a mass market technology. //embedr.flickr.com/assets/client-code.js xxx From Monday 31 October, all black cabs will be required to have a contactless card payment reader, either fixed or handheld. Although fromContinue reading “Black cabs to support contactless payments next week, no more stopping at cash machines – Pocket-lint”

xxx Today, information concerning the assets and liabilities of even “public” companies is obscured, widely dispersed and often untrustworthy. But imagine a future in which a target company’s internal financial and transactional history (including all substantive contracts with third parties) is readily accessible online to permissioned legal counsel and financial auditors, fully traceable back to their sources, immutableContinue reading “Smart Contracts and the Role of Lawyers (Part 3) – About Lawyering Transactions on Blockchains – Biglaw KM”

You’ve probably read about Zcash. It’s the new kid on the bitcoin block, a cryptocurrency with the added special sauce of genuine anonymity rather than the pseudonymity that got some people into trouble for using the Satoshi system for a variety of nefarious purposes. The claim of the founders is that Zcash is electronic cashContinue reading “POST Zcash, privacy and practicality”

xxx Users can purchase Dunkin’ Donuts mGifts in Messages using Apple Pay, and once received, the mGifts can be moved into the Dunkin’ Mobile App and registered for use. From Dunkin’ Donuts Leverages Mobile Gifting | NACS Online – Media – News Archive xxx

//embedr.flickr.com/assets/client-code.js Money2020 was pretty different this year. I’m glad I went, it remains one the most important events in our calendar and it’s a fantastic opportunity for Consult Hyperion folk to meet up with all of our key customers and soon-to-be customers. And I’ll go again next year. But… it’s not like in the oldContinue reading “Money2020 16”

xxx Half of adults in Britain now carry less than £5 in cash in their purses or wallets amid a surge in popularity for online shopping and contactless card payments, new research shows. From Cashless society: Average Briton now carries less than £5 Surprisingly, the same survey showed that 7% of Brits had more thanContinue reading “Cashless society: Average Briton now carries less than £5”

xxx This rising phenomenon of frustration is what executive general manager of Australia Post’s Trusted eCommerce Solutions division, Andrew Walduck calls “identity friction” From Would you trust a digital identity? | The Mandarin xxx

For many, many years I have had a John Lewis MasterCard. It gives cash back in John Lewis vouchers and is our preferred card for household spend. For what seems like the last century, when I sit down to check the credit card bills once per month I have paid    So, I logged inContinue reading “This is why people hate banks”

xxx Witness protection in the age of Facebook is a whole lot more complicated because protecting your privacy in an online age is a minefield From Witness for the prosecution | Consult Hyperion xxx xxx An identity service founded on the principles of post-modern relativism thus has no problem dealing with the multiple identities. In essence,Continue reading “Witness for the prosecution | Consult Hyperion”