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Philippe GelisCEO and Co-founder at Kantox I believe embedded financial services will eventually become the driver of the next wave of disruption across many industries and business models. From The Next Decade in Fintech is Embedded | LinkedIn: xxx

xxx One such challenge is that a significant share of payments in Europe effectively depends on international players (such as international card schemes) and, increasingly, of large technology companies. It is crucial, for the ’s open strategic autonomy, to reduce this dependency and to support the emergence of European champions in the payments sector. ThisContinue reading “The new Retail Payments Strategy for the EU | European Payments Council”

xxx The coronavirus pandemic is leading to a new phenomenon: a migration to “gateway communities,” or small towns near major public lands and ski resorts as people’s jobs increasingly become remote-friendly. This is straining the towns’ resources and putting pressure on them to adapt. A new paper published in the Journal of the American PlanningContinue reading “‘Zoom towns’ are exploding in the West”

xxx The coronavirus pandemic is leading to a new phenomenon: a migration to “gateway communities,” or small towns near major public lands and ski resorts as people’s jobs increasingly become remote-friendly. This is straining the towns’ resources and putting pressure on them to adapt. A new paper published in the Journal of the American PlanningContinue reading “‘Zoom towns’ are exploding in the West”

xxx Bitcoin was originally billed as “a peer-to-peer electronic cash system,” but most cryptocurrencies aren’t used for payments. Surveys have shown that the majority of Bitcoin is held for speculative purposes. While some retailers accept Bitcoin, purchases have suffered from higher drop-out rates than cards and cash payments. From The Truth About Bitcoin: People Aren’tContinue reading “The Truth About Bitcoin: People Aren’t Using It As Currency – Decrypt”

xxx One thing that is fascinating about OnlyFans is that because it involves the exchange of real dollars, which opens up plentiful opportunities for scams and fraud, it is ironically the social platform most driven by the mantra “know your customer.” In order to sign up as a creator, you must prove your identity withContinue reading “Lessons From the Rise of OnlyFans — The Information”

xxx One thing that is fascinating about OnlyFans is that because it involves the exchange of real dollars, which opens up plentiful opportunities for scams and fraud, it is ironically the social platform most driven by the mantra “know your customer.” In order to sign up as a creator, you must prove your identity withContinue reading “Lessons From the Rise of OnlyFans — The Information”

xxx In the OnlyFans ecosystem, however, subscribing to a creator is simply another step in the monetization funnel. A user subscribes to a creator for premium content, but that subscription doesn’t unlock everything.  Instead, creators can post content that requires separate payments per post or charge their subscribers incrementally for personal messaging. This moves whatContinue reading “Lessons From the Rise of OnlyFans — The Information”

xxx To that end, the House this week finally passed the Internet of Things Cybersecurity Improvement Act, which should finally bring some meaningful privacy and security standards to the internet of things (IOT). Cory Gardner, Mark Warner, and other lawmakers note the bill creates some baseline standards for security and privacy that must be consistentlyContinue reading “A fingerprint for the Internet of Things”

xxx To prevent problems like these from occurring, each IoT device needs to be able, as it were, to show an identity document—”authentication,” in professional terms. Normally, speaking, this is done with a kind of password, which is sent in encrypted form to the person who is communicating with the device. The security key neededContinue reading “A fingerprint for the Internet of Things”