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Richard Crone

Author
CEO Crone Consulting LLC
2d

Steve Klebe — always great insights, thank you! Three Qs for you:

1) Chase has been aggressively promoting its Account Data Sharing APIs on its Developer Portal since 2017—complete with interactive sandboxes, OAuth flows & even a Pronovix DevPortal Award nomination. Wasn’t this always a long-game to move from FREE → FEE once fintechs were fully dependent on that feed & demand became near-inelastic?

2) When hashtag#AgenticWallets & hashtag#AgenticPayments kick in, they’ll query all 19+ financial relationships the avg HH has to find the “best” tender in milliseconds. If Chase prices API calls so high it slows that query down, doesn’t that risk losing their seat at the tender-steering table entirely?

From: (2) Post | Feed | LinkedIn.

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