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We aim to design a CBDC with cash-like properties in digital form:
Private: While not aiming for cash-like anonymity, CBDC should be highly private yet meet the obligation to be compliant with anti-money laundering and other regulations.
Universally accessible: Regardless of their circumstances, CBDC should be usable by all Canadians, even by those without a bank account or access to a cellular phone, in remote communities not well served by cellular networks, and/or those with sensory, motor and cognitive impairments.
Resilient: CBDC should continue to work even during electrical power and network outages.
Secure: CBDC must have the highest levels of security so Canadians can use it with confidence, as they do our banknotes.
We will design an architecture into which these properties are coherently embedded, with a potentially multi-decade evolving lifespan, supporting a business model designed to achieve CBDC policy goals.From Project Manager, CBDC:
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